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Save ₹1 Lakh Tax

10 Proven Strategies for 2026

1

80C Deductions

₹1.5 L

• PPF/EPF contributions
• Life insurance premium
• ELSS mutual funds
• NSC, FD (5-year)
• Home loan principal

Save: ₹46,800 tax

2

NPS Investment

₹50,000

Additional deduction under 80CCD(1B)


Invest in National Pension Scheme

Save: ₹15,600 tax

3

Health Insurance

Self & Family

₹25,000

Parents (below 60)

₹25,000

Total Save: ₹15,600 tax

4

HRA Exemption

If you're paying rent

Claim HRA exemption even without HRA component in salary

Submit rent receipts & landlord PAN

₹60K-₹1L

Annual tax saving

5

Home Loan Benefits

Interest on home loan

₹2 Lakhs

Under Section 24(b)


First-time buyer extra benefit

₹50,000
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Total Tax Savings

80C: ₹46,800
NPS: ₹15,600
Health: ₹15,600
HRA: ₹30,000
Home Loan: ₹62,400


₹1.7 L+

Total Tax Saved!

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