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₹1 Crore SIP Journey

From ₹5,000 to ₹1 Crore

My Starting Point

Age: 25 years

Salary: ₹50,000/month

Savings: ₹0

Goal: Become Crorepati

My SIP Strategy

₹5,000

Monthly SIP Amount


Increased by 10% yearly

Equity mutual funds

Never missed a month

The 15-Year Journey

Year 5: ₹5 Lakhs

Year 10: ₹25 Lakhs

Year 15: ₹1.02 Crores


Average Return: 12.5% p.a.

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Final Result

Total Invested

₹13.2 L

Final Value

₹1.02 Cr

Profit: ₹88.8 Lakhs!

Key Learnings

✓ Start early, even with small amounts
✓ Never stop SIP in market crashes
✓ Increase SIP amount yearly
✓ Stay invested for long term
✓ Choose good equity funds

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