Achieve FIRE in India
Financial Independence Retire Early
Your complete guide to early retirement
Financial Independence Retire Early
Your complete guide to early retirement
Financial Independence
Have enough wealth to live without working for money
Retire Early
Quit your 9-5 job before traditional retirement age
Annual Expenses × 25
This is the corpus you need to retire
Example: ₹5 Lakhs/year × 25 = ₹1.25 Crores
✓ Housing: ₹2 Lakhs
✓ Food: ₹1.2 Lakhs
✓ Transport: ₹60,000
✓ Healthcare: ₹40,000
✓ Entertainment: ₹50,000
✓ Others: ₹50,000
Total: ₹5.2 Lakhs/year
Annual Expenses: ₹5.2 Lakhs
× 25
Your FIRE Number
Add 30% buffer for inflation = ₹1.7 Crores
Goal: ₹1.7 Crores
Time: 20 years
Expected Return: 12% p.a.
Monthly SIP Required
Use our SIP Calculator to plan your journey!
Age 25-35:
80% Equity, 20% Debt
Age 35-45:
60% Equity, 40% Debt
After FIRE:
40% Equity, 60% Debt
✓ Track every rupee spent
✓ Increase savings rate yearly
✓ Avoid lifestyle inflation
✓ Build emergency fund first
✓ Diversify investments
✓ Review portfolio quarterly
❌ Not accounting for inflation
❌ Underestimating healthcare costs
❌ No emergency fund
❌ Too aggressive investing
❌ Ignoring insurance
❌ No passive income sources
Use our free calculators to plan your path to financial independence
✓ SIP Calculator
✓ Retirement Calculator
✓ Budget Tracker
✓ Goals Planner