Sukanya Samriddhi Yojana Calculator

Calculate maturity amount for girl child savings scheme with government-backed returns

Investment Details

Girl Child's Current Age (Years)

0 years 9 years

Must be between 0-9 years

Contribution Frequency

Annual Contribution (₹)

₹

₹250 ₹1,50,000

Min: ₹250 | Max: ₹1,50,000

Interest Rate (% p.a.)

7% 10%

Current rate: 8.2% (FY 2024-25)

Scheme Details: 14 years contribution period, 21 years total maturity. Girl can withdraw at age 18 or marriage (whichever earlier).

Maturity Details

Maturity Amount at Age 26

₹0

Tax-Free & Govt. Backed

Total Contribution (14 years) ₹0

Interest Earned ₹0

Return on Investment 0%

CAGR (Annualized Return) 0%

Account Timeline

Years 1-14: Contribution Period

Make deposits

Years 15-21: Growth Period

No contributions, interest continues

Age 26: Maturity

Full withdrawal available

Enter details to calculate SSY maturity

About Sukanya Samriddhi Yojana

Key Features

For girl child aged 0-9 years
Contribution: ₹250 - ₹1,50,000/year
14 years contribution, 21 years maturity
8.2% interest rate (FY 2024-25)

Tax Benefits

Section 80C deduction (₹1.5L)
Interest earned is tax-free
Maturity amount is tax-free

Withdrawal Rules

Partial withdrawal (50% of balance) allowed after girl turns 18 or for higher education/marriage. Premature closure possible after 5 years in case of medical emergency.

Account Opening

Account can be opened at any post office or authorized bank branch. Parents/guardians can open account in the name of girl child with valid documents.