What is SIP Calculator?

A SIP calculator is a free online tool that helps you calculate the returns on your Systematic Investment Plan (SIP) in mutual funds. It shows how much wealth you can create through regular monthly investments over time.

How to calculate SIP returns?

Enter your monthly SIP amount, expected rate of return, and investment period. The calculator uses compound interest formula to show your total investment, expected returns, and maturity amount.

Is SIP calculator accurate?

Yes, our SIP calculator uses accurate compound interest formulas. However, actual mutual fund returns may vary based on market performance.

SIP Calculator

Plan your Systematic Investment Plan and achieve your financial goals with the power of compound interest

SIP Parameters

Monthly Investment (₹)

Min: ₹500 | Max: ₹5,00,000

Expected Annual Return (%)

Min: 1% | Max: 30%

Investment Period (Years)

Min: 1 year | Max: 40 years

Annual Step-up (%)

Min: 0% | Max: 20%

Results update automatically

Investment Projection

Enter your SIP details to see your investment projection

Regular Investment

Disciplined monthly investing
Rupee cost averaging benefits
Reduces market timing risk
Builds long-term wealth

Compound Interest

Power of compounding over time
Exponential wealth growth
Time is your biggest asset
Early start gives massive advantage

Step-up SIP

Increase SIP amount annually
Beat inflation effectively
Align with income growth
Accelerate wealth creation