PPF Calculator

Calculate maturity amount for Public Provident Fund (PPF) with 15-year contribution period

Investment Details

₹
₹500 ₹1,50,000

Min: ₹500 | Max: ₹1,50,000

6% 9%

Updated Q4 FY 2024-25: 7.1%

0 years 35 years

0-35 years (no contributions, only interest growth)

Note: PPF requires mandatory 15 years contribution period. After 15 years, you can extend without contributions for up to 35 more years.

Maturity Details

Enter investment details to calculate PPF maturity

About PPF

Key Features

  • Minimum investment: ₹500/year
  • Maximum investment: ₹1,50,000/year
  • Lock-in period: 15 years
  • Interest rate: 7.1% (Q4 FY 2024-25)

Formula

M = P × [((1 + i)^n - 1) / i] × (1 + i)

Where M = Maturity, P = Annual contribution, i = Interest rate, n = Years

Tax Benefits

  • Section 80C deduction (up to ₹1.5L)
  • Interest earned is tax-free
  • Maturity amount is tax-free

Withdrawal Rules

Partial withdrawal allowed after 7 years (up to 50% of balance). Loan available from 3rd to 6th year. Account can be extended in blocks of 5 years after maturity.