Budget Tracker
Manage your income and expenses efficiently. Set budget categories, track spending, and gain insights into your financial habits.
Income Setup
Add Income Sources
Income Sources
Total Monthly Income
₹0
Budget Categories
Budget Categories
Add Expense
Budget Overview
Total Budget
₹0
Total Spent
₹0
Remaining
₹0
Budget Utilized
0%
Category Breakdown
Income vs Expenses
Recent Expenses
| Date | Category | Description | Amount (₹) | Action |
|---|
Understanding Budget Tracking
💰 What is Budgeting?
Budgeting is the process of planning your income and expenses. It helps you understand where your money goes, control spending, and work towards financial goals.
📊 The 50/30/20 Budget Rule
- 50% - Needs (Rent, Food, Utilities, Insurance)
- 30% - Wants (Entertainment, Dining Out, Shopping)
- 20% - Savings & Debt Repayment
Adjust these percentages based on your situation and goals.
✅ How to Use This Budget Tracker
- Set your Monthly Income
- Add Budget Categories with target amounts
- Record Expenses as you spend
- Track your Remaining Budget in each category
- Review the Analytics to identify spending patterns
📋 Common Budget Categories
Essentials:
- • Housing
- • Food & Groceries
- • Utilities
- • Transportation
Discretionary:
- • Entertainment
- • Dining Out
- • Shopping
- • Travel
💡 Budget Tracking Tips
- ✓ Track expenses daily or weekly for accuracy
- ✓ Be realistic about your spending patterns
- ✓ Include all regular expenses (subscriptions, insurance)
- ✓ Leave a buffer (10-15%) for unexpected costs
- ✓ Review and adjust your budget monthly
- ✓ Celebrate when you stay within budget!